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来源：百度文库 编辑：高考问答 时间：2024/04/28 09:40:14
Mutual Saving Banks
Most of mutual saving banks (MSBs) are located in the northestern part of the US . They are similar to saving and loan associations in that they also accept deposits and make housing loans . The major difference is in ownership . MSBs are owned by their depositors and the profits or losses are shared among the owners in proportion to their deposits .
Most of mutual saving banks (MSBs) are located in the northestern part of the US . They are similar to saving and loan associations in that they also accept deposits and make housing loans . The major difference is in ownership . MSBs are owned by their depositors and the profits or losses are shared among the owners in proportion to their deposits .
互助储蓄银行大多位于美国东北部地区。互助储蓄银行和普通存贷机构类似，同样开设存款和购房贷款业务。两者（互助储蓄银行和普通存贷机构）最大的区别在于他们的所有权。互助储蓄银行的所有权属于所有的储蓄者，银行的利润与亏损由全部所有人按储蓄资金的比例分享。
相互援救银行
相互援救银行 (MSBs) 的大部分位于美国的北部 . 他们与储蓄和贷款类似那里的协会他们也接受存款而且制造居住贷款 . 主要的不同在所有权方面 . MSBs 被他们的寄托者和利润拥有，否则损失在比例的拥有者之中被分享到他们的存款 .
互助储蓄银行大多位于美国东北部地区。互助储蓄银行和普通存贷机构类似，同样开设存款和购房贷款业务。两者（互助储蓄银行和普通存贷机构）最大的区别在于他们的所有权。互助储蓄银行的所有权属于所有的储蓄者，银行的利润与亏损由全部所有人按储蓄资金的比例分享。
大多数的存储互助银行都在美国东北部。在存款和贷款机构方面，他们（和传统银行）都差不多。这是因为他们都接受存款和提供房屋贷款。最大的区别在于所有权。MSBs的所有者就是储户，利润和损失也按存款比例由储户分担。