高考问答纸箱战机海道金:计算机方面论文摘要翻译
来源：百度文库 编辑：高考问答 时间：2024/04/30 03:33:23
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摘要：在一般人的思想观念里,所谓“网络银行”是离我们实际生活遥远的，理念化的，数字化的虚拟银行。仅仅在几年以前，这个概念还是我们所不熟悉的。然而，在网络迅速普及，渗透到社会各行各业的今天，网络银行已经在不知不觉当中走进了社会生活，并对人们的社会生活产生了不可忽视的影响。中国的网上银行起步于1996年2月；1997年中国银行建立了自己的网页，同年推出网上银行“一网通”，成为国内第一家上网的银行；1998年，招商银行率先在国内推出“一网通”领跑网上金融业，四大商业银行迅速跟进，业务开展的有声有色。目前我国的网上银行服务一般是在传统银行服务中附加网上服务功能，能够为客户提供帐户余额查询、帐户明细查询、内部帐户资金转移、异地电汇、信汇、代理收费等基本金融服务，以及网上购物广场、代理保险、股票及外汇交易等综合性金融服务。
网络银行打破了传统的金融区域界限和时空界限，为客户提供全天候、全方位的金融服务系统和全程交互式、个性化的金融服务。
本文就网络银行的发展现状,发展中存在的问题和解决对策以及网络银行的发展前景做了简单分析与探讨。
关键词：网络银行；金融服务；安全技术；数字证书；网上支付
Summary:In the ordinary people's thought idea, so-called"network bank" is to leave our real life faraway, the principle turns of, the numeral turns of virtual bank.Just before several years, this concept be still we don't acquaint with.However, make widely available quickly in the network, today seeped through social every trade, network bank already among the ignoramus walked into social activities, and bring about the influence that can't neglect on people's social activities.The on-line bank start of China in February,1996;The Chinese bank built up own web page in 1997, releasing on-line bank"1" at the same year, becoming the first bank for getting to the Internet of domestic;Canvass business in 1998 the bank initiative release "1" to get to run a net a top a financial industry in the domestic, the four greatest commercial banks follow quickly, the business opens an exhibition of vivid.Currently our country of on-line bank the service is an additional net generally in the traditional bank the service up the service function, can provide the search, internal bank account funds of the search, bank account detail of the bank account surplus amount to transfer for the customer, foreign land telegraphic transfer, mail transfer, act for charge's etc. a basic finance a service, and net top shopping square, act for insurance, stock and foreign exchange bargain etc. comprehensive sex finance service.
The network bank broke traditional financial district boundary and timespace boundary, providing all-weather and all-directions financial service system and whole distanceses to hand over a type, characteristic finance to serve with each other for the customer.
This text for the development present condition of network bank, the existent problem reached agreement the development foreground of[with] counterplan and network bank to definitely do to analyze and inquiry into in brief in the development.
Keyword:Network bank;The finance serves;Safe technique;Numerical certificate;Pay on the net